@font-face{font-family:"Source Sans 3";font-style:normal;font-display:swap;font-weight:400;src:url(/_astro/source-sans-3-latin-400-normal.DQi5PRDE.woff2)format("woff2"),url(/_astro/source-sans-3-latin-400-normal.RR2C27NP.woff)format("woff")}@font-face{font-family:"Source Sans 3";font-style:normal;font-display:swap;font-weight:600;src:url(/_astro/source-sans-3-latin-600-normal.DeckBYAU.woff2)format("woff2"),url(/_astro/source-sans-3-latin-600-normal.Ck0n4g8U.woff)format("woff")}@font-face{font-family:"Source Sans 3";font-style:normal;font-display:swap;font-weight:700;src:url(/_astro/source-sans-3-latin-700-normal.CkzU-mV9.woff2)format("woff2"),url(/_astro/source-sans-3-latin-700-normal.B-h9tW5h.woff)format("woff")}@font-face{font-family:Barlow Condensed;font-style:normal;font-display:swap;font-weight:600;src:url(/_astro/barlow-condensed-latin-600-normal.DepVgxBB.woff2)format("woff2"),url(/_astro/barlow-condensed-latin-600-normal.BFJEwTuo.woff)format("woff")}@font-face{font-family:Barlow Condensed;font-style:normal;font-display:swap;font-weight:700;src:url(/_astro/barlow-condensed-latin-700-normal.v1xN8_Wq.woff2)format("woff2"),url(/_astro/barlow-condensed-latin-700-normal.Dmwat-ge.woff)format("woff")}:root{--ink:#17211e;--ink-soft:#3c4a44;--paper:#f3efe6;--paper-2:#fffdf8;--line:#ddd4c6;--amber:#f0b429;--rust:#7c2d12;--green:#1d6b45;--green-soft:#e6f3eb;--danger:#9f1239;--danger-soft:#fde8ee;--shadow:0 16px 40px #17211e14;--sans:"Source Sans 3", "Segoe UI", sans-serif;--display:"Barlow Condensed", "Arial Narrow", sans-serif;--max:1120px;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}*{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--sans);color:var(--ink);background:var(--paper);margin:0;font-size:1.0625rem;line-height:1.55}img,svg{max-width:100%}a{color:var(--rust)}a:hover{color:var(--ink)}h1,h2,h3,h4{font-family:var(--display);letter-spacing:.01em;margin:0 0 .6rem;font-weight:700;line-height:.95}h1{font-size:clamp(2.5rem,8vw,4.6rem)}h2{font-size:clamp(1.8rem,4vw,2.6rem)}h3{font-size:1.45rem;line-height:1.1}p{margin:0 0 .9rem}ul,ol{margin:0 0 1rem;padding-left:1.2rem}.skip{background:var(--amber);color:var(--ink);z-index:20;padding:.6rem .8rem;position:absolute;top:-4rem;left:.75rem}.skip:focus{top:.75rem}.wrap{width:min(var(--max), calc(100% - 2rem));margin:0 auto}.site-header{background:var(--ink);color:#fff;z-index:10;position:sticky;top:0}.header-row{align-items:center;gap:.75rem;min-height:64px;display:flex}.brand{color:#fff;align-items:center;gap:.6rem;margin-right:auto;text-decoration:none;display:flex}.brand strong{font-family:var(--display);letter-spacing:.02em;font-size:1.35rem;line-height:1;display:block}.brand span{color:#d9d0c2;font-size:.78rem;display:block}.mark{color:#fff;flex:none;width:36px;height:36px}.nav-toggle{opacity:0;width:1px;height:1px;position:absolute}.nav-button{color:#fff;border:1px solid #5c6b64;border-radius:6px;align-items:center;min-height:44px;padding:.45rem .7rem;display:inline-flex}.nav-links{display:none}.nav-toggle:checked~.nav-links,.nav-toggle:focus-visible+.nav-button{outline:3px solid var(--amber);outline-offset:2px}.nav-links a{color:#fff;padding:.7rem 0;text-decoration:none;display:block}.header-call{background:var(--amber);color:var(--ink);border-radius:999px;align-items:center;min-height:44px;padding:.55rem .9rem;font-weight:700;text-decoration:none;display:none}.disclosure{background:var(--amber);color:var(--ink);font-size:.92rem}.disclosure p{margin:0;padding:.55rem 0}.hero{padding:1.4rem 0 1rem}.hero-grid{gap:1.1rem;display:grid}.kicker{font-family:var(--display);letter-spacing:.08em;text-transform:uppercase;color:var(--rust);margin:0 0 .4rem;font-size:1rem}.lede{color:var(--ink-soft);max-width:42rem;font-size:1.12rem}.trust{gap:.45rem;margin:1rem 0 0;padding:0;list-style:none;display:grid}.trust li{background:var(--paper-2);border:1px solid var(--line);border-left:4px solid var(--ink);padding:.55rem .7rem;font-size:.98rem}.form-card,.panel,.card{background:var(--paper-2);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:14px}.form-card{padding:1rem}.form-card h2{font-size:1.8rem}.step-label{margin:0 0 .8rem;font-weight:700;display:none}fieldset{border:0;min-width:0;margin:0 0 .85rem;padding:0}legend,.label{margin-bottom:.35rem;font-weight:700;display:block}.hint{color:var(--ink-soft);margin:.2rem 0 0;font-size:.92rem}input,select,textarea{font:inherit;color:var(--ink);background:#fff;border:1px solid #b7b0a2;border-radius:8px;width:100%;min-height:48px;padding:.7rem .75rem}textarea{resize:vertical;min-height:96px}.choices{gap:.45rem;display:grid}.choice{border:1px solid var(--line);background:#fff;border-radius:8px;align-items:center;gap:.55rem;min-height:48px;padding:.55rem .7rem;display:flex}.choice input{width:auto;min-height:0}.choice:has(input:checked){border-color:var(--ink);background:#f8f1dc}.field-error{color:var(--danger);min-height:0;margin:.25rem 0 0;font-size:.92rem}.has-error input,.has-error select,.has-error textarea{border-color:var(--danger)}.form-nav{flex-wrap:wrap;gap:.5rem;margin-top:.4rem;display:flex}.form-nav [data-next],.form-nav [data-back]{display:none}button,.button{font:inherit;border:2px solid var(--ink);cursor:pointer;border-radius:999px;justify-content:center;align-items:center;min-height:48px;padding:.65rem 1.1rem;font-weight:700;text-decoration:none;display:inline-flex}.button.primary,button.primary{background:var(--ink);color:#fff}.button.secondary,button.secondary{color:var(--ink);background:0 0}.button.amber{background:var(--amber);color:var(--ink);border-color:#c48a0a}.form-alert{background:var(--danger-soft);color:var(--danger);border-radius:8px;padding:.7rem .8rem}.check{align-items:flex-start;gap:.6rem;display:flex}.check input{width:auto;min-height:0;margin-top:.3rem}.hp{height:0;position:absolute;left:-10000px;overflow:hidden}html.is-enhanced .step-label{display:block}html.is-enhanced .step{display:none}html.is-enhanced .step.is-current{display:block}html.is-enhanced .form-nav [data-next],html.is-enhanced .form-nav [data-back]{display:inline-flex}html.is-enhanced form:not(.is-last) .submit,html.is-enhanced form.is-last [data-next],html.is-enhanced form:not(.can-back) [data-back]{display:none}.review-list{gap:.35rem;margin:0 0 .8rem;display:grid}.review-list div{grid-template-columns:8.5rem 1fr;gap:.4rem;display:grid}.review-list dt{color:var(--ink-soft)}.section{padding:1.6rem 0}.grid{gap:.8rem;display:grid}.card{box-shadow:none;padding:1rem}.card h3{margin-bottom:.35rem}.card a.more{font-weight:700}.band{background:var(--ink);color:#fff}.band a{color:var(--amber)}.rate-table{border-collapse:collapse;width:100%;font-size:.95rem}.rate-table th,.rate-table td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:.45rem .4rem}.note,.sources{color:var(--ink-soft);font-size:.92rem}.draft-banner{background:#fff4d6;border:2px solid #8a5a00;border-radius:10px;margin:0 0 1rem;padding:.8rem .9rem}.prose{max-width:46rem}.crumbs{color:var(--ink-soft);margin:0 0 .7rem;font-size:.92rem}.crumbs a{color:var(--ink-soft)}.split{gap:1.2rem;display:grid}.site-footer{background:var(--ink);color:#efe8dc;padding:2rem 0 1rem}.site-footer a{color:#fff}.footer-grid{gap:1.2rem;display:grid}.site-footer h2{color:var(--amber);font-size:1.2rem}.fine{color:#cfc6b8;font-size:.85rem}.callbar{padding:.55rem .7rem calc(.55rem + env(safe-area-inset-bottom));border-top:1px solid var(--line);z-index:12;background:#fff;gap:.5rem;display:flex;position:fixed;bottom:0;left:0;right:0}.callbar a,.callbar span{flex:1}body{padding-bottom:76px}.admin-body{background:#efeae1;padding-bottom:0}.admin-bar{gap:.4rem;padding:.7rem 0;display:flex;overflow:auto}.admin-bar a,.admin-bar button{white-space:nowrap;color:var(--ink);border:1px solid var(--line);background:#fff;border-radius:999px;min-height:40px;padding:.4rem .75rem;text-decoration:none}.stats{gap:.7rem;display:grid}.stat{border:1px solid var(--line);background:#fff;border-radius:12px;padding:.8rem}.stat b{font-family:var(--display);font-size:2rem;line-height:1;display:block}.bars{gap:.4rem;display:grid}.bar{grid-template-columns:7rem 1fr auto;align-items:center;gap:.45rem;display:grid}.bar i{background:var(--ink);border-radius:99px;height:10px;display:block}.table-wrap{border:1px solid var(--line);background:#fff;border-radius:12px;overflow:auto}table.data{border-collapse:collapse;width:100%;font-size:.95rem}table.data th,table.data td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:.55rem .6rem}.badge{background:#efe6d4;border-radius:99px;padding:.1rem .45rem;font-size:.8rem;font-weight:700;display:inline-block}.badge.low{background:var(--danger-soft);color:var(--danger)}.badge.high{background:var(--green-soft);color:var(--green)}.demo-flag{background:#fff4d6;border:1px solid #8a5a00;border-radius:10px;padding:.7rem .8rem}@media (width>=800px){.nav-button{display:none}.nav-links{align-items:center;gap:.9rem;display:flex}.nav-links a{padding:.2rem 0}.header-call{display:inline-flex}.callbar{display:none}body{padding-bottom:0}.hero-grid,.split{grid-template-columns:minmax(0,1fr) 400px;align-items:start}.form-card.sticky{position:sticky;top:84px}.grid.cards-3{grid-template-columns:repeat(3,1fr)}.grid.cards-2{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}.stats{grid-template-columns:repeat(4,1fr)}.choices.two{grid-template-columns:1fr 1fr}}@media (width<=799px){.nav-toggle:checked~.nav-links{padding-bottom:.8rem;display:grid}.split .form-col{order:-1}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}:focus-visible{outline:3px solid var(--rust);outline-offset:2px}